Isringhausen Imports Inc. Finance Center
Financing with Our Dealership
Isringhausen Imports Inc. takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
Isringhausen Imports Inc. Finance Center
Should You Lease Your New Isringhausen Imports Inc. Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or pre-owned vehicle with terms that will reduce your overall costs while you build equity in your vehicle.
Flexible Credit Options
Isringhausen Imports Inc. can help you get into the new or pre-owned vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Frequently Asked Quesitons
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Mercedes-Benz Financing in Springfield, IL
Purchasing a luxury vehicle is a significant investment, so it's important to understand each element of the financing process. That's why our dedicated Mercedes-Benz finance center is here to assist you in securing the best car financing options for your unique situation. Whether you're interested in an auto loan or a new Mercedes-Benz lease, the team of experienced professionals at our Mercedes-Benz dealership in Springfield will guide you through the process with ease and transparency.
We work closely with a network of reputable lenders to provide you with
To save time at our Springfield Mercedes-Benz dealership, we encourage you to apply for auto financing online ahead of time. You can also estimate your trade-in value and explore our current financing specials and incentives to ensure you're getting a great value on your new or pre-owned Mercedes-Benz.
Benefits of Financing with MBFS
Benefits of Leasing
The Mercedes-Benz Financial Services First Class Lease® program is a low-cost way of driving a Mercedes-Benz. Consider the following:
- Little or no down payment required and no up-front sales tax payment (in most states).
- Leasing is a low-cost way of driving a Mercedes-Benz. You only pay for the portion of the vehicle you use. And leasing may offer tax advantages if the vehicle is for business purposes (please consult your tax advisor).
- A lower payment means more disposable income for other investments.
- Whether you drive 7,500 miles, 20,000 miles, or anywhere in between, Mercedes-Benz Financial Services' First Class Lease® can be customized to meet your specific needs while lowering your monthly payment. Our High Mileage lease option provides an extra 5,000 miles per year for a total annual allowance of 20,000 miles. Or, if you currently drive less than 10,000 miles per year, our Ultra Low Mileage lease may be right for you with only 7,500 miles/year. For more information on these special lease options, speak to Isringhausen Imports, Inc.
- Leasing means there is no hassle with trading-in or selling your vehicle. We take the risk of the resale value at the end of the lease and provide you with a set purchase option
Benefits of Buying
Purchasing your Mercedes-Benz could be one of the wisest business decisions you can make. Consider the following:
- A Mercedes-Benz has a higher than average resale value and in buying, you are building equity toward ownership.
- You can sell your Mercedes-Benz at any time, on your own terms.
- When you buy, the required insurance limits for liability and property damage are usually lower than when you lease.
- You can modify your car any way you like with non-factory accessories. Modifying a leased car is not permitted, unless they are retailer-installed, factory-approved options.
Benefits of Balloon Financing
Balloon Financing combines the privileges of ownership with the benefits of leasing:
- You own the vehicle and have most of the same benefits as traditional financing.
- The monthly payments are less than traditional financing thus providing more monthly disposable income.
- Good for customers interested in tax depreciation (please consult your tax advisor).